Oscar | A new kind of health insurance company

We do health insurance differently — with more coverage, less hassle, and perks that give you the most value for your premium.

Find a plan unique to your needs.
The best plan for you is tailored to your health needs, your budget, and your lifestyle. We know that spending more doesn’t always mean getting more — so we make it easy to find the plan that’ll work hardest for you.

Monthly premium

Your premium is your monthly payment to Oscar that keeps your health insurance active. It doesn’t count toward your deductible.

Deductible
The amount you pay for covered services (like copays for visits and prescriptions) in a calendar year before your plan starts paying (either in part or — if your deductible matches your out-of-pocket max — in full.

Preventive care
Care to prevent certain illness or diseases. All Oscar plans include annual physicals (with a PCP, OBGYN, or pediatrician), flu shots, many vaccinations, non-diagnostic mammograms, STI screenings, and all e-visits for free.

Out-of-pocket max

The most you will pay for covered health care in a year (aside from the monthly premium). Once you reach it, we pay for everything.

Get more for your money
Health insurance isn't cheap, no matter who you go with. That's why we make sure every Oscar plan gives members more value for their money, whether they're getting the minimum coverage or all the bells and whistles.

Each new partner will provide greater options and choice in their respective regions: Northwell on Long Island, Memorial Sloan Kettering in New York City, and West med in Winchester. Altogether, this expanded network option will make Oscar for Business plans even more attractive to small business owners in New York and shows Oscar’s unique ability to be nimble and make changes to our product for the benefit of our members. 

As an Oscar member, they do not have to navigate the health care industry on their own and we will continue to adapt our offerings to best fit their needs.